
The second cheapest model to insure is the Charger SXT AWD at $2,270 per year. With Dodge Charger car insurance rates ranging from $2,228 to $2,794 annually for an average driver, the cheapest trim level to insure is the Charger SXT. What is the cheapest Dodge Charger insurance? Obviously, you cannot change your age if you’re paying higher rates as a younger driver, but policy deductibles and how you drive are choices that directly affect the cost of insurance. These are important points to ponder if you’re trying to lower the cost of insurance on your Charger.
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Younger drivers pay higher rates when compared to more mature drivers, low-deductible policies are more expensive, and safe drivers pay less than drivers requiring high-risk insurance.
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The following chart breaks down average car insurance rates on a 2023 Dodge Charger with a variety of policy scenarios.Ģ023 Dodge Charger Insurance Cost Summary Driver Risk Profile

High deductibles mean you are willing to pay more out-of-pocket if you have a covered claim, so the premiums for physical damage coverage are lower.Ĭonversely, if you want to pay less if you have a claim (a low deductible) then you’ll pay higher policy premiums for that luxury. The deductibles you choose for physical damage coverage (comprehensive and collision) are another factor that affects prices. Younger drivers, especially on a higher-performance vehicle like the Charger, pay much higher insurance rates than more mature drivers. But there are other factors that can also dramatically affect the cost when insuring a Charger.ĭriver age is one of the biggest things that can drive up insurance prices. Vehicle trim level has a significant impact on car insurance rates, which we will discuss in detail in the next section. Insurance cost for the Charger SXT averages $2,228 per year, which is still $280 per year higher than the all-vehicle average rate. However, even if we just look at the SXT model, rates are still quite a bit higher than the all-vehicle average rate. Keep in mind that these rates are averaged for all 2023 Charger trim levels, so the SRT models will skew rates higher. Rates are higher for all policy coverages, especially for liability and medical coverages. The table below shows how the 2023 Charger compares to all other 2023 models for the average cost of each coverage included on a full-coverage car insurance policy.īased on the data from the table, insurance on a 2023 Dodge Charger averages 25.7% more than the average rate for 2023 model year vehicles of $1,948 per year.

Monthly payments range from $186 to $233 depending on the trim level being insured.Ĭomprehensive insurance will cost around $544 a year, liability/medical (or PIP) coverage averages $848, and the remaining collision coverage will cost around $1,130.

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How much does Dodge Charger insurance cost?ĭodge Charger insurance costs an average of $2,522 per year for a full coverage policy, which is about $210 each month. insurance companies, USAA, Progressive, and GEICO had some of the best Charger insurance rates.
